September 18, 2021
Lender Credit Policies
Lenders have a specific credit policy they use to assess and approve loan applications. A lender’s credit policy is a...
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September 18, 2021
Lender Cash Back and Special Offers
Lenders sometimes offer things like discounted interest rates, promotional introductory interest rates and sign-up...
September 18, 2021
Home Loan Interest Rate Types
Variable interest rate Variable interest rate loans are the most popular home loans in Australia. Interest rates can go...
September 18, 2021
Interest Only
With an interest-only loan, you only pay off the interest on the loan for a fixed period, rather than paying off the...
September 18, 2021
Interest Capitalisation
Interest capitalisation occurs when interest is added to the total loan amount or ‘principal’ of a loan but isn’t...
September 18, 2021
Bridging Loans
A bridging loan is a loan that bridges a gap when you are trying to secure a mortgage for a new property while you are...
September 18, 2021
Guarantees
If you guarantee a loan for a family member or friend, you are known as the guarantor. You are responsible for paying back...
September 18, 2021
Extending the Term of Your Loan
Extending your loan term when you refinance introduces additional interest costs that may outweigh the savings you can...
September 09, 2021
Refinancing figures are on a record-breaking run: here’s why
With interest rates at record low levels, the number of homeowners refinancing skyrocketed to an all-time high in July....
September 09, 2021
Are they really OK? Here’s how to check in with them today
Do you know how the people in your world are really doing right now? Chances are you know someone who’s doing it tough,...
